Residential Property Owners
Target Sectors
Block of Flats
Mixed Occupancy Risks
Housing with Multiple Occupancy
Shared Accommodation – Professional let
Bedsits – Professional let
Non-standard Construction
Grade 2 Listed Properties
Subsidence including underpinned properties
Criminal convictions
Adverse financial history
Adverse claims history
Works and Renovations
Risks that have been previously declined
Key Features
- Loss of Rent automatically included at 33.33% of the Buildings Sum Insured.
- Damage to additional items such as solar panels, sanitary ware, domestic and underground pipes and cables.
- Costs needed to repair or replace damaged parts of the premises as a result of sourcing and accessing leaks in respect of escape of water (limited to £5,000 any one period of insurance).
Optional Covers Available
Accidental Damage to Buildings Extension
Malicious Damage Caused by Tenants Extension
Loss of Key Extension
Limits Available
Maximum sums insured is £5,000,000 any one risk Property Owners Liability up to £5,000,000 any one risk
Unacceptable Risks
Thatched properties
Any property with Japanese Knot Weed
Grade 1 or A Listed Properties
Construction with Asbestos
Wimpey No Fines Construction
Demolition Works
