Non Standard Residential
We have built a strong reputation within the non-standard household marketplace by consistently being able to offer competitive rates on owner occupied properties including Holiday or Second Homes (Non-let), Guest Houses, B&Bs, Business from Home and/or Holiday Let Annex.
Grade 2 Listed Properties
Subsidence including underpinned properties
Adverse financial history
Adverse claims history
Works and Renovations
Risks that have been previously declined
Property with Lodger(s)
- Damage cover extended to additional items such as solar panels, sanitary ware, domestic and underground pipes and cables.
- Costs of alternative accommodation or compensation for loss of rental income following an insured event.
- Costs needed to repair or replace damaged parts of the premises as a result of sourcing and accessing leaks in respect of escape of water (limited to £2,500 any one period).
- Contents temporarily removed for reasons such as being valued, cleaned or repaired.
- Increased domestic water charges following an escape of water claim (limited to £1,000 any one period).
- Replacement of locks or safes following loss of keys (£500 limit any one period).