Residential Property Owners
Target Sectors
Houses converted into flats
Blocks of flats
HMOs
Mixed occupancy
Holiday lets
Grade 1/A and Grade 2/B listed properties
Non-standard construction
Works
Previous subsidence
Adverse claims history
Adverse financial history
Declined risks
Convictions
Key Features
- Loss of Rent automatically included at 33.33% of the Buildings Sum Insured.
- Damage to additional items such as solar panels, sanitary ware, domestic and underground pipes and cables.
- Costs needed to repair or replace damaged parts of the premises as a result of sourcing and accessing leaks in respect of escape of water (limited to £5,000 any one period of insurance).
Optional Covers Available
Accidental Damage to Buildings Extension
Malicious Damage Caused by Tenants Extension
Loss of Key Extension
Limits Available
Maximum sums insured is £5,000,000 any one risk Property Owners Liability up to £5,000,000 any one risk
Unacceptable Risks
Thatched properties
Any property with Japanese Knot Weed
Mundic Block
Construction with Asbestos
Wimpey No Fines Construction
Demolition Works
