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Non-Standard Household
If you are having any issues placing Non-Standard Household business, Nelson Policies at Lloyds can help! Each enquiry will be reviewed and underwritten on its own merits, with terms provided on the same day.
Appetite – Non-Standard features
- Non-Standard Construction
- Flat Roofs (Various types of construction)
- Insureds with previous Claims Experience
- Insured with known Convictions / CCJ / Liquidation / Bankruptcy
- Insured with known declinature
- Previous Subsidence including underpinning
- Temporary Unoccupied Premises
- Listed Premises
- Business use from the home
- Premises undergoing renovations
- Guest Houses / B&B
- Part let premises including holiday let annex / outbuildings
Unfortunately, we are not able to cater for the following –
- Mid or high networth
- Grade 1 listed
- Thatched construction
Limits
- Maximum Sum Insured is £3,000,000 any one risk
- Property Owners Liability up to £5,000,000 any one risk
- Minimum premium per policy is £75.00 plus IPT
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