Liability
We can offer standalone Liability (EL, PL & Products) for a wide range of business trades, from sole traders on a per capita basis to larger wages and turnover rated policies.
Target Trades
Contractors risks including sole trader tradesmen (builders, carpenters, painters, decorators & electrical contractors)
Motor trade
Beauticians and similar (including treatment risk)
Retail risks
Wholesale risks
Engineering & manufacturing risks
Event organisers
Property owners liability standalone
Key Features
- Genuine non-standard appetite.
- Flexible rating approach – per capita and wages & turnover options.
- USA exports capability
- Far East imports capability
- New business ventures
- Comprehensive wording and extensions.
Limits
£10million Employers Liability
£5million Public & Products Liability (£10m non Contractors)
Unacceptable Risks
Products liability on E-cigarettes
100% Hazardous Locations
Waste processing & recycling centres
Fertiliser & chemical processing/supply
Employers Liability in isolation
Roofers, Scaffolders