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Contractors All Risks

We can provide cover for contractors or more commonly called Contractors All Risks (CAR) Insurance. This can include contract works, hired in property, own plant and tools to satisfy contractual obligations. These cover types can alternatively be provided on a standalone basis.

Target Trades

Plastering & dry-lining contractors
Builders including timber framed construction and self builds
Carpenters
Glaziers

Electricians
Painters & decorators
Kitchen, bathroom & shop fitters

Key Features

  • New business ventures
  • Low minimum premium(s)
  • Criminal convictions and adverse financial history
  • Risk management led underwriting

Limits

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Contract works up to a maximum of £2,000,000
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Hired in plant up to a maximum any one item of £100,000
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Own plant up to a maximum sum insured of £250,000

Unacceptable Risks

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Waste processing & recycling centres
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Groundworkers and landscape gardeners

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