Nelson Policies at Lloyd’s offers new Residential Property Owners contracts

Nelson Policies at Lloyd’s is pleased to announce we have a new supporting insurance capacity provider.

As well as updating and enhancing our Non-Standard Household and Residential Unoccupied (formerly vacant) cover, we are thrilled to be able to provide a new standalone Residential Property Owners Product.

The new product can be tailored to meet the specific requirements of individual landlords. The contracts are underwritten by Ergo Versicherung AG, UK Branch, subsidiary of a Parent which is S&P AA- rated.

The new product will be suitable for most types of tenancies, including DSS, holiday lets, student lets, professional lets, and others.

The Residential Property Owners contract will offer the same cover as non-standard risk exposures, such as adverse financial histories and convictions.

Our Residential Property Owners contracts also offers:

  • Improved loss of rent coverage
  • Options of being able to add Accidental Damage cover to buildings
  • Malicious Damage caused by tenants’ extension or
  • Loss of Key Extension

Our updated Residential Unoccupied product caters for all vacant residential properties within the UK. It can now insure both the buildings and content from one of two levels – basic to full perils.

The full perils option is our new product offering, which cover policyholders for the majority of eventualities.

Generally speaking, we pro-rate premium return on cancellations for Unoccupied Risks.

If you would like to find out more about our residential insurance products, including our new Residential Property Owners contracts, get in touch with our team who can provide you advice on the right insurance solutions for a non-standard residential policy.

Please visit our website, call 01622 681243 or email




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